A California Family Law Attorney Explains How To Protect Yourself Before Separating or Divorcing.
Making the decision to separate from your spouse is a difficult one to say the least. In an effort to make you more prepared during this tough transition period, here are the five top ten steps to take before your separate.
Pre Divorce Step 1 - Close all Joint Bank Accounts
Even as a legally separated couple, you are still financially responsible for all joint accounts. In addition, your spouse still has access to these accounts as well.
Pre Divorce Step 2 - Cancel All Joint Credit Cards
As long as both names are on the credit cards, you both will still have access to them. When you have made the decision to separate, make sure that joint credit cards are the first ties to sever. Community debt is debt that occurs while two people are joined in some sort of legal contract such as marriage.
IMPORTANT - Even if the family court judge orders your spouse to pay a debt, the debtor can still come after you if your spouse doesn't pay that debt.
Pre Divorce Step 3 - Redirect Direct Deposits
Any monies that are directly deposited into joint accounts should be redirected immediately to ensure your money stays your money.
Pre Divorce Step 4 - Cancel All Joint Lines of Credit On Jointly-Held Property
In addition to cutting off all lines of credit to mutual properties, try to pay off any or all joint loans. This will cut back on the ties that will bind you to each other down the road.
Pre Divorce Step 5 - Get Legal Advice
Before you separate from your spouse, you need to be equipped with the legal advice needed to get you through this trying time with as little damage to your life and family as possible. Having legal advice can optimize your results in the case of a divorce, especially in child custody issues.
Family legal matters can be extremely emotional, frustrating and costly. Because of this, it is important that you get the right information BEFORE you take action regarding a divorce, child custody, child support, adoption, or any other important legal matter.
Get the information you need to make an intelligent, informed decision regarding your and/or your children's lives. http://www.TemeculaDivorce.com has a wealth of information available to you to help you properly navigate the legal system in Temecula, Murrieta, Hemet, Riverside, and the entire Inland Empire. If you need to speak with an attorney, we have professional, compassionate attorneys to assist you. For a free consultation, please go to http://www.TemeculaDivorce.com
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